As a mortgage agent, it is my job to help people purchase a home.   I have found that buyers have a lot of questions and often many misconceptions about how the process works.  Through this blog,  I hope to answer those questions and clarify the misconceptions around what is both an intimidating and rewarding experience.  Should you have questions, please visit my Facebook Group:  First Time Home Buyers Ottawa.  Even if you have purchased a home before, the rules surrounding mortgages have changed considerably and I welcome you to the discussion.